Inviting you to strengthen and support
locally owned and independent businesses.

Welcome to the Santa Cruz Community Credit Union's More Than Just Commerce (MTJC) website.

The Santa Cruz Community Credit Union is a nonprofit financial cooperative that promotes economic justice. We are local, independent, and member-owned.

We created More Than Just Commerce as a means of promoting community sustainability. The goal of community sustainability is to establish local economies that are economically viable, environmentally sound and socially responsible. We hope More Than Just Commerce will build locally owned and independent businesses and encourage socially and environmentally responsible business practices by linking community members who want to make informed, conscientious shopping choices with like-minded businesses.

We invite you to use the More Than Just Commerce Directory and educational resources to incorporate the principle of community sustainability into your home or business.